Mothers Daughters Money Workshops

Workshop I Sessions

What’s Money Got To Do With It?

We all want it, work for it and think about it. Money is a conduit or resource we trade for goods and services. Good money management allows us to realize our goals, and this workshop is designed to teach the basic techniques of budgeting, tracking and beginning a foundation for your future success.

My Supply Meeting My Demands: Savings And Acquisitions

If you were to lose your job, how long could you survive on your available funds? Savings is one of the important disciplines to develop. In a recent survey, the consumer Federations of America and VISA USA found that the lack of

The Nest Egg

What does retirement mean to you and how do you plan to retire? Will you be planning vacations or struggling to make ends meet? For many women, the retirement picture has never looked so cloudy. Hope is NOT an effective strategy. Family responsibilities, lower lifetime wages, lack of pensions, extended life expectancies, and procrastination of implementing a savings plan are some of the reasons why women today are less than prepared to enjoy a comfortable life after their working years are over. Take the guesswork out of retirement planning. Learn about tax-advantaged ways to save for retirement, and how to calculate retirement income needs.

Teens Workshop 1

• Money Myths & More

  “Managing money is common sense”, “More money will solve your problems”, “Teaching me to save will teach me
  how to pay my bills” – these and other myths are revealed.

• MoneyU

  Play a computer game and learn financial basics with MoneyU. Test your financial knowledge and skills using Interactive experiments, calculators, widgets and simulations. Get a sneak peek into the real world of finances and how make better financial decisions.

Workshop II Sessions

Forgive Us Our Debt: A Life Of Credit And Debt

Like everything else you buy, credit has a price tag, sometimes a hefty one. With most people spending about 10% more than they earn a year, living has become a matter of credit and debt. Learn about popular predatory lending techniques and how to avoid them. What is a reverse mortgage and when should you consider using the equity in your home to help with monthly expenses? Obtain tools and techniques to gain control over your finances and get your financial health on track again.

The Rate Game: The Real Deal

If you are pursuing goals such as owning a home, saving for retirement, landing a well-paying job, or paying for college for your children, you need to know how interest rates, inflation rates, and rates of return interact. Even if you aren’t currently planning a major investment, you’re impacted by interest rates every time you use your credit card instead of paying cash, or spend that bonus or tax return instead of saving it. Understanding the Rate Relationship will prepare you to make informed decisions when you borrow or invest. Learn how you can stay ahead in the Rate Game by becoming a savvy borrower and investor.

A Balancing Act For The Long Term

You probably know how much money you made over your career life span, but do you know how much money you spent? Over spending can lead to credit mismanagement and debt overload with devastating long-term consequences. As you approach retirement age and have more debts than you are comfortable with, how will you prepare to manage the debt payments when you’re living on a fixed income? What can you do presently to make your future more secure?

Teens Workshop 2

• Money Myths & More

  “Managing money is common sense”, “More money will solve your problems”, “Teaching me to save will teach me
  how to pay my bills” – these and other myths are revealed.

• MoneyU

  Play a computer game and learn financial basics with MoneyU. Test your financial knowledge and skills using Interactive experiments, calculators, widgets and simulations. Get a sneak peek into the real world of finances and how make better financial decisions.

Workshop III Sessions

The Buck Starts Here: Understanding the Securities Market

Understanding the language of finance is the first step to getting in the game. Learn how to gather and interpret financial information and use it to your advantage. Become familiar with concepts such as Dollar-Cost Averaging, Time and Value of Money, Rule of 72, and Pay Yourself First. A firm grasp of investment fundamentals will allow you to make confident decisions and contribute to your future success.

You & Your Future: Building a Legacy

Regardless of your age, it’s time to think about your legacy and financial goals. Whether your hope is to own a home, help your children attend college, or retire early, you have to manage your assets to achieve your goal. Learn how to start building your financial independence.

Your Financial Legacy: Your Will Be Done

A legacy is more than just money. It can be a summation of your life and values, but without proper planning, someone else may be making decisions on how your assets are distributed. There is no one-size-fits-all solution and there are many strategies to meet your goals. Learn how to integrate your assets and values into a plan that works for you and communicate your wishes to your children.

Our Public Spirit: Community Philanthropy, Giving Back

This workshop will explore the time, treasure, talents and giving traditions of African american and Asian Pacific islander women.

Teens Workshop 3

• MoneyU

  Play a computer game and learn financial basics with MoneyU. Test your financial knowledge and skills using Interactive experiments, calculators, widgets and simulations. Get a sneak peek into the real world of finances and how make better financial decisions.

• Banking on our Future
  

  In this workshop, youth and young adults will learn the tools and skills to take the first step to managing their financial futures. We will discuss the Banking Basics and Power of Credit, from why to choose a bank or financial institute over check cashers and money orders, to credit scores and how borrowing money costs money.